Karr v. Kansas City Life Insurance Company

Circuit Court of Jackson County, Missouri
Case No. 1916-CV26645

Karr v. Kansas City Life Insurance Company


If You Own or Owned a KC Life Flexible Premium Adjustable Life Insurance Policy Issued in Missouri, a Class Action Lawsuit May Affect Your Rights.


  • A KC Life flexible premium adjustable policy owner, David B. Karr, sued KC Life over cost of insurance and expense charges deducted from policy owners’ cash or accumulated values.
  • The Court has allowed the lawsuit to proceed as a class action on behalf of all current and former Missouri flexible premium adjustable owners of policies for the following products issued in Missouri, subject to certain exclusions: Better Life Plan, Better Life Plan Qualified, LifeTrack, AGP, MGP, PGP, Chapter One, Classic, Rightrack (89), Performer (88), Performer (91), Prime Performer, Competitor (88), Competitor (91), Executive (88), Executive (91), Protector 50, LewerMax, Ultra 20 (93), Competitor II, Executive II, Performer II, or Ultra 20 (96).
  • Trial commenced on December 5, 2022, and on December 9, 2022, the jury returned a verdict in favor of the Plaintiffs on their breach of contract claims against Kansas City Life and found damages in the amount of $28,362,830.96.
  • On August 24, 2023, the Court entered Final Judgment. On September 1, 2023, KC Life filed a Notice of Appeal, among other reasons, regarding the Court’s grant of summary judgment in favor of the Class on the contract claims and denial of KC Life’s motion for summary judgment, the Court’s certification of the class, and the Court’s denial of KC Life’s motion for judgment notwithstanding the jury’s verdict. On September 11, 2023, Plaintiff filed a Notice of Appeal regarding the Court’s denial of an award of prejudgment interest. These documents are available for your review under “Court Documents” on this website.
  • If money or other benefits are obtained from KC Life, you will be notified about how those benefits will be distributed to you, if you have not excluded yourself from the lawsuit.

This website is provided as a service to eligible individuals. The information provided is in summary form and is not intended as a complete explanation of your rights. For full and complete information, you are directed to review carefully the Court-Authorized Notice.